Udgam MSME Loan
Growth for दुकानदार, कुटीर-उद्योग, छॊटे service business, Shop, Factory, Services
MSME business का विस्तार अब आसान है — ज्यादा loan, कम EMI, fast approval, सारी जानकारी पाएं Udgam से!
📞 Helpline: 1800-200-3336 |
📧 support@udgamfinance.com
⭐ Best For
- Shop expansion, inventory, machine purchase/maintenance
- Small manufacturers, workshops, retail traders
- Hiring staff, raw material, marketing और distribution
- Women led MSMEs को extra priority & rate
Top-up/MSME Booster facility
19,000+ छोटे उद्यमों का भरोसा
Business credit build up
📋 Detail Features
- ऋण सीमा: ₹25,000–₹3,00,000 तक (profile अनुसार)
- Tenure: 12–36 month (pre/part-payment allowed)
- Interest: 17–23% (reducing balance), processing fee nominal
- Business assessment + field/tech support
- Loan for: expansion, working capital, asset, staff
- Digital approval process + paperless agreement
- EMI online, NEFT, UPI या branch में भी
- Loan statement/Sanction letter email & portal पर
⏱️ Process — Your MSME Loan Journey
1. Online/branch/field agent से आवेदन करें
2. Shop/factory/business documents + KYC दें
3. Filed team assessment (site visit या video verification)
4. Eligibility & amount decide; agreement e-sign करें
5. Disbursal instantly/within 24 hours, EMI schedule तुरंत पोर्टल/email पे!
Tips: Loan duration जितना चाहे select करें — longer tenure, lower EMI, but higher interest, always balance!
Eligibility
- Registered or unregistered MSMEs accepted; Shop, firm, family business
- Business vintage: 1+ year (newer भी conditional)
- Income proof/stocks/inventory visible
- Address & ownership proof
- Any location in Udgam service states (E/NE India, MP, etc.)
🗂️ Documents Required
- Aadhaar/passport/voter/tax ID
- Shop act, GST/Trade license/Registration (आवश्यक पर ही)
- Bank statement (last 6 months, यदि मांगा जाए)
- Business place की फोटो/video/selfie/utility bill
💡 Tips for MSMEs
➤ Old GST/filed returns या stock value रखें, approval जल्दी मिलेगा
➤ अगर Bank statement नहीं तो, customer invoices/payments slip भी चलेंगे
➤ EMI जितना आसान हो — वही term/tenure select करें
➤ Loan पर insurance, accidental cover का option है
👍 MSME Customers' Reviews
“Udgam team site visit कर तुरंत loan sanction किया, नई मशीन खरीदी, thanks!” - सागर बनर्जी, देवघर
“Expansion में capital का भरोसा सिर्फ Udgam — EMI में आसान repayments.” - अब्दुल रहमान, Dhanbad
❓ FAQ — MSME Loan
Kya बिना GST/shop act approval मिल सकता है?
हाँ, ग्रामीण/नई दुकान पर field verification से approval मिलता है।
Loan renewal/top-up bar-bar कर सकते हैं?
हर timely repayment के बाद नए loan या बड़ा amount संभव है.
Loan & EMI miss होने पर?
Field staff/portal पर support मिलती है, EMI late charge apply हो सकता है.
Pre-payment/Close anytime?
हाँ, Early part/full close की सुविधा, nominal (या zero) charges के साथ.
Traders, service business eligible हैं?
हाँ, shop, retail, personal services, workshops, mini-factory सभी योग्य हैं.
💼 Udgam Microfinance MSME Loan Application
Please fill your details and upload Aadhaar, PAN, and your photo.
अपनी जानकारी भरें और आधार, पैन और अपनी फोटो अपलोड करें।
