Udgam Urban & Gramin Microfinance
Dinesh Kumar Pandey
Managing Director, Udgam Urban & Gramin Microfinance
Dinesh Kumar Pandey is a distinguished leader and the Managing Director of Udgam Urban & Gramin Micro Finance, headquartered in Varanasi, Uttar Pradesh. He has been associated with the organization since March 14, 2014, marking over 11 years of dedicated service in the microfinance sector.
With deep expertise and a strong professional background in microfinance operations, financial planning, and rural development, he has played a pivotal role in shaping Udgam Microfinance into a trusted institution committed to financial inclusion.
Over the years, Dinesh Kumar Pandey has gained an extensive understanding of the microfinance ecosystem, enabling him to make strategic decisions that strengthen the company’s operations, customer outreach, and long-term sustainability. His leadership is defined by clarity of vision, operational discipline, and a strong commitment to social impact.
As the Managing Director, he has guided Udgam Microfinance through multiple phases of expansion, ensuring the organization reaches underserved communities across various regions. Under his direction, Udgam has scaled its services to thousands of families, providing them access to affordable, reliable, and livelihood-enhancing financial services. His leadership continues to empower rural and urban low-income households by connecting them with opportunities for growth, security, and financial independence.
To deliver financial inclusion to underserved and low-income communities by offering accessible, affordable, and reliable financial services. Udgam Microfinance is committed to empowering individuals and families to improve their economic well-being, build sustainable livelihoods, and achieve an enhanced quality of life.
To become a leading and trusted microfinance institution across India—promoting financial stability, economic empowerment, and sustainable growth among low-income households. Udgam Microfinance aims to foster prosperity through responsible lending practices, customer-centric services, and a strong foundation of social responsibility.
Financial strength is the foundation of social transformation.
Millions of families struggle not because they lack skill or determination, but because they lack access to financial support. Understanding these struggles closely, Udgam began its journey in 2014, with a mission to bring financial freedom, dignity, and hope to underserved communities.
Today, Udgam stands not just as a microfinance institution, but as a trusted partner in the growth of thousands of families.
- In 2014, in Varanasi (U.P.), Udgam Urban & Gramin Microfinance was established with a clear purpose:
- To offer hassle-free financial services to low-income families
- To empower women with financial independence
- To make microfinance accessible in both rural and urban areas
- To ensure no family is left behind due to lack of financial resources
- What started with a small office and a committed team has now grown into a strong institution focused on financial inclusion and social upliftment.
– Mr. Dinesh Kumar Pandey (Managing Director)
| Year | Milestone |
|---|---|
| 2014 | Foundation of Udgam Urban & Gramin Microfinance |
| 2016 | Expanded to 3 districts |
| 2018 | Served 10,000+ customers |
| 2020 | Launched digital microfinance operations |
| 2021 | 25,000+ loans successfully disbursed |
| 2023 | Empowered over 50,000 families |
| 2025 | Moving ahead with new technology and wider outreach |
- Fast and simple loan process
- Doorstep service
- Flexible EMI structure
- Experienced and supportive field staff
- 100% transparent operations
- Customer-friendly environment
“Udgam is not just a financial institution—
We are your partner, your supporter, and your strength.
Together, we walk with you toward growth, stability, and a brighter future.”
