UDGAM URBAN AND GRAMIN MICRO FINANCE
- Company Legal Status: Incorporated under Section 25 of the Companies Act, 1956 (Private Limited)
- ROC Jurisdiction: Kanpur (Uttar Pradesh)
- Date of Incorporation: 14th day of March, 2014
- Corporate Identity Number (CIN): U85100UP2014NPL063403
- Registration Number: 063403
- Tax Deduction Account Number (TAN): ALDU01440F
- TAN Allotment Letter Date: 28-Aug-2015 | Acknowledgement No: 01076470000093
- Registered Mailing Address: 1-A-3, Awas Vikas Colony, Pandaypur, Varanasi, Uttar Pradesh, INDIA - 221002
- Authorized Capital: ₹2,00,00,000 | Paid Up Capital: ₹1,00,00,000
- Director Profile: DINESH KUMAR PANDEY (DIN: 06833949)
Live Company Track Record Age (Since 14-Mar-2014)
1. Fair Practice Code
Transparent loan pricing, prompt disbursal and honest collection—this RBI-mandated Code ensures customer dignity and disclosure.
2. Grievance Redressal
Timely redressal of customer complaints is the heart of compliance. Detailed escalation mechanism in line with RBI circulars.
3. Privacy Policy
Customer data is safe and private as per RBI guidelines: we never share sensitive details with third parties for marketing.
4. Customer Rights
Every borrower has the right to fair, non-discriminatory treatment—learn your rights as an UDGAM customer.
5. Code of Conduct
Our staff follows strict guidelines for ethical conduct, anti-bribery, and respectful behavior with all public.
6. Collection Policy
Recovery always follows RBI’s humane guidelines, forbidding coercion and ensuring stepwise written notifications.
7. AML/KYC Policy
Full KYC, official documentation and risk tracking per RBI guidelines—every account is safely monitored.
8. RBI Regulations
We implement all RBI NBFC-MFI related circulars in real time—see updates and key regulatory summaries.
9. Whistleblower Policy
Fraud, misconduct, or violation detected? Directly report in confidence—your identity is always protected.
